Late last week in the wake of our What if Daddy Were Rich conversation, The Husband and I were discussing budgets. I'd been a bit reluctant to tell him about the YNAB* program I'd bought and was trying to learn to use because I knew he'd write it off as another wild hare I was chasing (and possiblity rightfully so). So I'd been introducing the subject of budgets and finances one small conversation at a time.
This weekend I showed him the software and we had a little chat about cutting some of the "fat" out of our spending. I admitted that part of my issue over the past several years has been that I have no idea of how much money comes in. When I was younger earning my own paycheck and paying all my own bills, I was good at saving and good at budgeting and good at being frugal. These days, all I'm responsible for doing is spending money. I keep the fridge stocked, the kids clothed, and ensure that there's always a supply of TP in the bathroom cabinets.
So I explained to The Husband that while life is good the incentive to be frugal has disappeared. Call me shallow or short-sighted but I need an incentive to save money. I need to see the results of my effort.
The way it works now, I spend the money and he pays the bills. In other words, I'm fat, dumb, and happy. But I'm tired of being fat, dumb, and happy. I told The Husband I want to be fat, smart, and happy.
Could this be a dawn of a whole new era?
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I’m fat, dumb, and happy — and unhappy about it
Late last week in the wake of our What if Daddy Were Rich conversation, The Husband and I were discussing budgets. I'd been a bit reluctant to tell him about the YNAB* program I'd bought and was trying to learn to use because I knew he'd write it off as another wild hare I was chasing (and possiblity rightfully so). So I'd been introducing the subject of budgets and finances one small conversation at a time.
This weekend I showed him the software and we had a little chat about cutting some of the "fat" out of our spending. I admitted that part of my issue over the past several years has been that I have no idea of how much money comes in. When I was younger earning my own paycheck and paying all my own bills, I was good at saving and good at budgeting and good at being frugal. These days, all I'm responsible for doing is spending money. I keep the fridge stocked, the kids clothed, and ensure that there's always a supply of TP in the bathroom cabinets.
So I explained to The Husband that while life is good the incentive to be frugal has disappeared. Call me shallow or short-sighted but I need an incentive to save money. I need to see the results of my effort.
The way it works now, I spend the money and he pays the bills. In other words, I'm fat, dumb, and happy. But I'm tired of being fat, dumb, and happy. I told The Husband I want to be fat, smart, and happy.
Could this be a dawn of a whole new era?
Related posts: