Greetings. Please allow me introduce myself.
My name, if you have not yet guessed it, is Elizabeth Starr Harden.
I am a 49-yo happily-married, empty-nested mother of two. I reside in the Denver metro area in colorful Colorado. And I am a personal money coach.
I am an autodidact. I love learning for the sake of learning. I’m a geek at heart. I love puzzles, I enjoy working hard and getting dirty, and I love my children above all else.
My personal history with money goes something like this: I was born to relatively wealthy parents both of whom had successful, self-made fathers. The wealth never made it to my generation for various reasons. This part of my life was a financial roller coaster from comfort to complete insecurity and periods of poverty back to relative comfort then to complete financial chaos. I set out on my own right after high school, made tons of money mistakes, made a few good money decisions, completed trade school, took some college classes, had goods jobs but not a career, and finally gave up the glamorous life of clerical work to be a full-time mom. This middle stage of my life consisted of a stable and gradually increasing income but very unhealthy familial relationships that left me drained — financially and emotionally. Next came the years of marital, mothering bliss — homeschooling, raising a twice-gifted child, traveling, investing every resource into my children. Our financial situation during this stage of life resembles a gradually building crescendo — we started out poor as church mice, improved our situation slowly but steadily eventually reaching the current point in our lives that many would call “financial independence.”